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Preventing And Responding to Sexual Harassment In The Workplace

It is the responsibility of employers, educators and housing providers to maintain a sexual harassment free environment. From the human rights perspective, it is not an acceptable practice to remain unaware of sexual harassment, whether a human rights violation claim has been made or not.

  • The Numbers

Although the number of sexual harassment cases has dropped by 14 percent over the previous year, Andhra Pradesh reports about 42 percent and Maharashtra 12 percent of the total incidences that occurred in 2011, according to the Law Octopus website.

In the case of Andhra Pradesh, it has the highest crime rate of about 4.3 compared to India’s national average of 0.7. Sometimes, the crimes are so heinous that they make national news on Divya Bhaskar.

Considering the astonishing numbers above, it is time that Indian Employers took important steps to prevent and respond to sexual harassment claims in the workplace.

One way of promoting this harassment-free environment is by having a comprehensive, clear anti-sexual harassment policy. When sexual harassment is alleged, the policy alerts all parties about their rights, roles and responsibilities. The policy should be set out to show how sexual harassment will be dealt with efficiently and promptly.

Everyone within the work place area should be made aware about the sexual harassment policy and steps put in place to resolve complaints. This can be achieved by:

  • Handing out policy copies to everyone
  • Ensure that all employees are aware of the policy by including it in orientation material
  • Training individuals on contents of the policy and provide ongoing education on human rights

Employers and other individuals responsible should also have policies on how to deal with sexual harassment by third parties. The procedures should show the expected behavior and the response to harassment, and ensure that any serious ongoing problems are brought to the attention of those in charge.

  • Contents of An Anti-Sexual Harassment Policy

An effective policy should limit harm while reducing liability. It should also promote the idea of diversity and equity within organizations and make a good business name. The policy should possibly follow the following format:

  1. Have a vision statement setting out the company’s intention to maintain an equitable and fair environment without gender-based and sexual harassment.

  2. Statement of rights and obligations as set out by the National Government.

  3. List of possible grounds of discrimination in the human rights code

  4. The definition of sexual harassment and gender-based harassment.

  5. Explanation of what a poisoned environment is under the code and clear examples of the environment.

  6. Description of unacceptable behavior

  7. Description of who the policy applies to.

  8. How internal complaints will be handled.

  9. Remedies, if the sexual harassment claim is proven, that are available.

  10. A final statement reinforcing the rights of individuals in concern to other types of complaints.

However, professional organizations, associations and unions should also be responsible for ensuring that they are not party to discriminating against or harassing their members. They should ensure that they are in no way the cause or contributing factor to discriminatory actions in the workplace.

Like an employer, a union is liable of been held responsible for actions or policies that are discriminatory. This includes taking part in negotiating a policy that discriminates or does not take the necessary steps to curb workplace sexual harassment.

Classic Outfits For The Modern Woman

The modern Indian woman has moved beyond the conventional salwar kameez and saree and has embraced western outfits with grace.

Fusion styling has also become the order of the day where you mix the western with the traditional. For example, you could pair a choli with printed trousers or team up a spaghetti top over a flowing ethnic skirt. The key is to experiment and find out which outfits highlight your best features.

Women love to fill up the wardrobes and derive utmost pleasure in shopping. But you’ve got to make sure that you have a few classic pieces. Here are some of the must haves in every woman’s wardrobe.

  • Fitted Trousers

A pair of well fitted black or grey trousers should definitely be present in your wardrobe.

woman wearing trousers
They not only serve as everyday wear, but can also prove to be the best for a formal sit down official dinner. Paired with a well tailored shirt and a jacket, with minimal jewellery is the best way you can wear your trousers to business meetings.

  • The One Piece Dress

one piece dress

Source: rediff

If you need to attend a cocktail party and are undecided on what to wear, then you can always rely on your little black dress.

In addition to black, you can shop for other one piece dresses online on websites like Pastel shades and monochromes are great for shorter dresses. If you’re looking at long and flowy gowns, then the colours won’t matter, you’ll look gorgeous either way.

  • The Six Yards Of Fabric

Whether it is the classy Kanjivarams or the rich Benarsis or the light weight Mysore Silk, a silk saree is a priceless heirloom, and you should definitely have one in your wardrobe.

woman in saree

The saree exudes grace and elegance. For your everyday wear you can choose light cottons or flowy georgettes and chiffons.

  • The Ethnic Anarkali

Right from Meena Kumari to Aishwarya Rai, Bollywood divas have always worn the ethnic anarkali. These never to go out of fashion, and are a line of apparel that add an Indian twist at official meetings.

indian bridal dress

Buy an embellished on in rich brocade silk to wear at festive occasions.

  • A Classy Jacket

Whether you are wearing a tee or a shirt or a dress, a formal jacket adds class to the attire. In fact, you could even wear one with a saree, emulating the style of the who’s who of the fashion industry.

Business Style Fashion

  • A Black Suit

A universal choice for any occasion, formal or social, a well fitted black skirt suit or pantsuit is sure to make a lasting first impression.

fashion savvy woman

Dressing right gives a boost to your confidence and makes you feel good about yourself. Make the right choice of dresses and be sure to include these timeless pieces in your wardrobe.

Car Insurance Tips For Women: The Anatomy Of A Car Insurance Policy

India stands third behind the USA and China with regards to the number of car owners.

Courtesy of the growing middle-class population, Indian roads are witnessing exponential growth in the number of passenger vehicles, particularly cars. But with the increasing number of cars on Indian roads, mishaps and road accidents, however minor, have also become commonplace.

car insurance woman

If you own a car then it’s quite possible that you’ve also experienced a bad day on the road at some point of time in your life. Women drivers face a lot more than what a typical male car driver does. Lack of technical knowledge of the vehicle is one such problem and women are equally in the danger zone of accidents as men are.

To tackle with this situation, there are a number of car insurance policies available in the market which are offered by over a hundred insurance companies. Each of these policies comes with its own terms and conditions and cater to a different demographic. There are certain aspects of car insurance policies that make each one quite unique from one another.

This article aims to give you a basic knowledge of what a generic car insurance covers. But before that let’s get you acquainted with the different types of car insurance available to you.

Comprehensive Car Insurance Policyas the name suggests offers protection for both you and your vehicle. It comes with a few specific benefits which we’re going to cover in detail later in this article.

Third Party Liability PolicyThis policy partially shields you against any damages incurred by a third party due to an accident involving your vehicle.

Now that the types of policies are clear, let’s head on to the different kinds of coverage offered by car insurance policies. Read on for some car insurance tips.

Around the year 2010, some of the top insurers decided to provide a range of add-on benefits for their policyholders by including a few extra features to safeguard the interests of their clients. These are:

  • Liability Coverage

A liability cover does not cover any sort of damage sustained by you or your vehicle. Instead, the sole purpose of this cover is to pay for any expenses, if you are found to be at fault behind the accident. As per a government directive, all the car insurance policies come with a certain amount of liability cover, provided that you meet the financial requirement in terms of paying the required insurance premiums.

  • Collision Coverage

As the name implies, this cover kicks in when your vehicle is involved in any form of collision irrespective of what the object is, whether it is another vehicle, a building, or any stationary object. This cover pays for the expenses you’ve incurred while getting the damaged parts of your vehicle repaired.

  • Bodily Injury Liability

Again, this cover takes care of any expenses if you’re found at fault in a particular accident which resulted in an injury to the other party involved. A lot of things like medical bills, legal representation of the opposing party, their rehabilitation, lost work time due to injury, and funeral costs among many others are usually handled with this coverage.

  • Fire and Theft Coverage

This type of insurance coverage comes into play when your vehicle is stolen or is destroyed due to a fire. Under this cover, you can cover the cost of repaired for damage caused due to a fire. If, in case your vehicle gets stolen you can claim a percentage of the cost of your car through this cover.

  • Other Coverages

You can also have you car covered against natural calamities like floods, earthquakes, storms, typhoons, hurricanes, landslide, rockslide, cyclone and hailstorms among others.

Special Coverages

While the aforementioned ones are the major covers offered by many of the car insurance policies, there are also several other policies which offer specific covers at an extra premium. Some of these include:

Depreciation Shield

Some policies, like ICICI Lombard Car Insurance, have a depreciation cover. Under this cover, the insurer promises to cover a partial loss of your car, i.e., damaged parts which require a replacement. It could cost you approximately INR 2500 for a mid-range car to get this facility.

24×7 Assistance

It’s quite possible that you get stranded in the middle of a highway or a busy road due to engine failures or a flat tire, you can find several policies which offer 24×7 assistance to take care of such situations. You may also be able to avail additional benefits like fuel, towing facility, medical coordination, accommodation benefits, and emergency taxi services.

Engine Protection Cover

Engine problems are very common with cars these days. So if, in case you car is stalled due to issues like leakage of lubricating oil or damage to the gearbox, certain insurance companies offer cover and ensure you get your claim settled.

This covers pretty much everything you’d like to know about car insurance in India. Make sure to read all the offer documents carefully and research the market thoroughly before you buy a car insurance policy. Go girl, and take on driving more confidently than ever before!