Which is the best career after 10th class? Learn why a financial consultant career can be one of the best career options after 10th for girls in India.
Did you know over 30% of girl students in India drop out of schools by the time they get to class 10 and the number rises to 57% in class 12?
Millions of young women and girls in India never have the chance to complete their education, and many Indian women have reasons why they need to start earning money after 10th standard.
For example, you may have got married early and your husband’s family doesn’t want you to work full-time. Or you may not have wanted to continue your studies after 10th for some other reason.
You may be looking for job opportunities after 10th or wondering which after-10th standard courses can help you become financially independent.
Whatever the reasons why the traditional list of career options after 10th class did not appeal to you, this article will give you some career guidance after 10th for girls and help you find the best career after 10th pass.
Many people are under the mistaken impression that there is no scope after 10th standard to start earning money. This is because they are not aware of the career opportunities after 10th that can help you start earning from home.
In this article, you’ll learn why becoming a financial consultant is one of the best career options after 10th in India. You’ll also be introduced to the many benefits of a career in insurance sales.
Why Financial Consulting Is The Best Career Option After 10th For Girls
Here are 5 reasons why becoming a financial consultant is one of the best career options after 10th for girls:
1. No degree or job experience required
Once you decide that you want to become a financial consultant after 10th class and do work-from-home insurance jobs, you can fill out the online application here.
You will be required to complete a test, and once you pass it you will be invited to attend the induction session, free insurance training sessions, and get mentorship, training and guidance every step of the way.
So, if you’re wondering which is the best course after 10th for job opportunities, and are searching for job-oriented courses after 10th, this free life insurance training may be the best course you can do.
Budding mompreneur, Deeparani Hari from Managlore is a mom of two kids. She signed up to become an IRDAI-verified Financial Consultant as she “wanted to be financially independent and have my own identity in life.”
As she noted, this free training will help you learn about the history of Shriram Life Insurance Company (SLIC) and what life insurance plans are available. You’ll also learn how important it is for a person to have life insurance for future security and how to go about getting life insurance.
You don’t need any work experience and once you have gone through the free training, you will receive the certificate and code to become a financial consultant and be qualified to sell insurance.
In fact, this free financial consultant training could be the best course after 10th class to help you achieve financial independence as you’ll start earning money as soon as you register and sell your first insurance policy.
2. Get a work-from-home insurance job
The coronavirus pandemic has affected many jobs across multiple industries and work-from-home jobs are now preferred by many people, especially women.
Insurance is a timeless industry that has not been affected by the pandemic. If anything, the demand for life insurance has only increased as people have become aware of the need to secure their family’s future during the pandemic.
If you want to work from home in one of the few fields after 10th that was not affected by this crisis, you can choose work-from-home life insurance agent jobs, and sell policies through the phone or by email from home.
“It’s a great opportunity to earn money and create financial awareness and literacy,” says Neha Gupta, a 37-year-old mom from Hyderabad who signed up to become a Financial Consultant with Shriram Life Insurance.
Whether you want to restart your career, learn new skills or just make money in your free time, this is one of the best work-from-home job options after 10th standard, especially for moms looking for different career options after 10th for girls in India.
“This is the best job ever with no pressure or stress you can work for in your own convenient timings,” says Deeparani Hari, who spends around 2 to 3 hrs a day in her Financial Consultant job.
If you’re keen on a work-from-home job, becoming a financial consultant may be the best stream to choose after 10th class. So sign up and start your new career as a financial consultant.
3. Earn a passive income as a financial consultant
Another reason why a work-from-home insurance job is one of the best career choices after 10th is that once you sell an insurance policy, you will earn a commission every time your client renews the policy.
This is the concept of passive income – the kind of income that you earn even when you’re no longer working. Once you sell a number of insurance policies, you can make a good passive income to live on, even if for some reason you stop working.
Insurance sales careers are one of the few opportunities after 10th where you can earn a passive income and many successful financial consultants are able to earn enough income to cover their living expenses once they have sold enough insurance policies.
4. Only basic English skills required
Another reason why insurance is the best stream after 10th class is that you only need a basic knowledge of English to complete this free insurance training. Once you have done that, you can sell insurance in any language you want.
In fact, your clients may be more comfortable speaking your mother tongue and you may have an advantage in communicating and selling policies to those who speak your regional language.
So if you want a career path after 10th that doesn’t make you feel disadvantaged because you don’t have a very good knowledge of English, an insurance sales career may be the best stream after 10th for you.
5. Make a difference in people’s lives
Becoming a financial advisor is one of the best jobs to do after 10th class where you can make a real difference in people’s lives and help them remain financially secure when the primary income-earner passes away.
If you want after-10th career opportunities where you’ll be helping your clients make wise investments and also help them build financial security for themselves and their families, sign up for the free insurance training.
Women make the best financial advisors as they have empathy and social skills to help people deal with difficult life situations and make the best financial choices for their families.
This is another reason why selling insurance is one of the best career options after 10th for girls in India. Shriram Life Insurance supports women to become financially independent and build their own identity.
If you want to become financially independent and help others at the same time, complete the free insurance training today and join their Financial Consultant program which helps women grow, become independent and self-reliant.
How Much Can I Earn As A Financial Consultant?
As a financial consultant, your income depends on the time and effort you spend selling insurance policies. The more policies you sell, the more income you make in commissions from the insurance premiums your clients pay.
As an example, you earn a fixed percentage on the sourced premium – which is around 30% for the AIP (Assured Income Plan). Apart from that, you can benefit from exclusive quarter schemes.
You also win reward points (where 100 reward points = INR 5 virtual cash) at every step of the sign-up process until you’re verified as a financial consultant. The reward points can be redeemed once the first policy is issued.
Of course, there are also inspiring stories like that of Surabhi Bhatnagar, a 12th pass lady who earned the highest first premium income of Rs 2.48 crore as an insurance agent with Shriram Life Insurance Company.
So there are no limits on what you can earn as long as you’re willing to learn the skills you need and work hard to make it happen. Plus, of course, there’s always the benefit of earning a passive income as an insurance agent.
What Documents Do I Need To Apply?
The only requirements to apply for your free insurance training are that you need to be 18+ years of age, 10th pass and an Indian citizen. So, the only educational qualification you need is your 10th pass certificate to apply for this after-SSC career opportunity.
You will also require a PAN Card and Aadhaar card as these are mandatory documents that are required as proof of residence and also to get verified by the Insurance Regulatory and Development Authority of India (IRDAI).
If you don’t have a PAN, you can submit the e-PAN card of a family member or, if you have an Aadhaar Card, you can learn how to make a PAN card online free in as little as 10 minutes.
You’ll also need a bank statement or a cancelled cheque of your bank account for the record, as well as to transfer the commissions you earn after selling life insurance policies.
Once you’re certified, you’ll need to download the ASTRA mobile app. This all-in-one sales tool will help you track your logged-in policies, share product information, offer insurance calculators and also keep a record of your earnings.
If you’ve been wondering about your career choices after 10th class, keep in mind that there are many career options after 10th for girls in India.
So don’t feel discouraged just because you didn’t complete your education or don’t have a degree. Just sign up to become a Financial Consultant and get started on your new career after 10th standard.
If you need online career counselling after 10th or career guidance after 10th class or help for career planning after 10th, post your questions on the best career options after 10th class in the Glow & Lovely Career community where our career counsellor will answer them free.