Top 10 Money Earning Apps In India Without Investment

Top 10 Money Earning Apps In India Without Investment
SHEROES Work From Home Opportunities

How can I make money from my phone for free? This list of the best money earning apps in India without investment will help you earn money with mobile phones.

How to earn money from apps in India? If you’re looking to earn money using your mobile phone, you’ve come to the right place.

We spend so much time on our phones that mobile app developers have come up with ways to make money with mobile apps and side hustle apps.

The ability to earn from mobile apps might seem strange at first, but the rapid growth of free money making apps for Android in India has made it entirely possible.

We spend over five hours on our smartphones daily, so why not use these cash earning apps to get money and use your Smartphone for a good purpose instead of wasting time scrolling endlessly and reading bad news?

Many women in India don’t have access to a desktop or laptop. However, they do have access to a Smartphone. For Indian women, using mobile apps to earn money online is more convenient and there are a growing number of free money earning apps to help you make money from your mobile phone.

If you’re a housewife who wants to build financial independence or a student interested in earning extra money, this list of the best-earning apps in India will transform your mobile phone into an online earning tool to make money from home.

But when it comes to choosing the best side hustle app to work from home, it’s understandable to be overwhelmed with all the choices and wonder which app is best for earning money.

There are so many genuine money-earning apps available. So, how does one choose the best earning application to get started with? And which app is best to earn money online?

That’s why we have curated a list of the top 10 money earning apps without investment – and what you can use them for – so you can find it easier to choose the best-earning apps that pay real money.

From paid survey apps to gig economy apps and game apps that pay real cash as free Paytm money, these are the best, real money-earning apps that are ideal for work-from-home moms, college students, or those who have a little extra time in their day.

You can find pocket money apps to make money playing games on your phone or you could get paid to walk or to listen to music on Paytm cash earning apps.

You could even find a full-time job or start a zero-investment business on these home earning apps, but what you do with these apps is totally up to you.

Earn Money From Mobile

Of course, it’s important to do your research before downloading any online money earning apps, as you only want to invest your precious time and effort in the best apps that make you money.

Many of the free cash earning apps online pass on market research information to companies, while others may be potential scams that exaggerate earnings.

So always be cautious, check the app ratings, and read the user reviews to learn which app gives real money before downloading any free cash apps and sharing your data.

To help you make an informed decision, we’ve only listed legitimate Android apps to earn money, all of which are reliable money-earning apps without investment.

Most (but not all) of the apps in this Indian earning app list can be found in the Google Playstore, or on their own websites, and all have a good rating or have genuine reviews on blogs.

So which is the best-earning app in India? We’ll let you decide that yourself once you’ve checked out this list of the top 10 online earning apps in India for 2021.

Top 10 Money Earning Apps Without Investment In India

The best money making apps for Android are those that offer home-based part-time jobs. They are perfect for women who want to earn money but do not have access to a laptop or desktop computer.

All you need to do is spend a few hours during your day to earn cash with these online money-making apps in India. So if you’re looking for ways to earn money online, you’ll love this curated list of the top 10 earning apps in India.

1. Meesho – Reselling Products

Reselling products is the most popular work-from-home option for many Indian women who download Meesho. Work from home, earn money and resell products with the Meesho work-from-home app.

Reselling can be a great way to kick start a home business if you’re interested in entrepreneurship. The Meesho app is currently trending in India as a hassle-free and flexible option for those who want to start their own business.

To start your reselling business, all you need is a Smartphone with an internet connection. You can earn money without investment as you need not worry about having a physical shop or investing capital.

WomenWill An Entrepreneurship Program by Google For Women 2

Just download the Meesho resell work-from-home app and browse through lakhs of products in different categories. You will get these products at wholesale prices.

You can share images and details of the products you like with your contacts over social media platforms like Whatsapp and Facebook and add a margin to the price.

Once your customer places an order and pays you, all you have to do is place the final order on the app and the margin amount will be yours. For most women, this is one of the easy ways to make money online.

As one of the best Android apps for money-earning, Meesho has become a household name in India and spurred the growth of several other reseller apps like Meesho in the last couple of years.

It does take a while for any reseller to become successful and you have to be promoting your products constantly. But once you build a base of loyal buyers, there’s no looking back.

Reselling is not just for stay-at-home moms. In fact, a lot of resellers using these platforms already work full-time but are looking for a side-hustle app to earn a side income. Some resellers are just interested in learning how business is conducted without the need to invest money.

Becoming a business owner with Meesho will not only help you become financially independent but also improve your communication skills. You’ll learn how to sell products – a skill that will come in handy if you decide to start your own business venture.

Your Meesho earnings depend primarily on how well-informed you are about your customers’ needs. Active resellers manage to earn about ₹25,000 every month, but some people have managed to earn close to ₹2 lakhs every month.

Many resellers run their Meesho reselling business full-time while some consider this a part-time job to earn in their free time.

Meesho is one of the best-earning apps for students and housewives who have become independent business owners and earn money from home with this online reseller app.

Rated 4.4 stars on the Google Play store

reseller apps like meesho

2. SHEROES – Genuine Work-From-Home App For Women

SHEROES is a women-only social network founded by entrepreneur, Sairee Chahal. It is also one of the most trusted online money making sites for women that offers legitimate work from home in India.

The SHEROES women-only app is empowering women by creating inclusivity, social justice, and financial independence for women in India.

From real work-from-home online jobs to home business ideas for women, the SHEROES app for women offers several genuine ways to earn money from home.

You can start an online store in minutes with SHOPonSHEROES, the easy way to make online stores. On the SHEROES app, you can open an online shop without investment and sell products online.

See how 21-year-old Geetika Parouha made 1 lakh worth of sales in just 3 months! An engineering student and a proud SHOPonSHEROES seller, she hails from a family of farmers in Katni, Madhya Pradesh.

Geetika always wanted to help her parents financially while being self-independent. Watch her #TakeCharge story and be inspired.


You can start a zero-investment business and earn from your mobile phone with the SHECO Partner program. This is a great entrepreneurial side hustle for women, that comes with training, mentoring and support, as well as parties and rewards for sellers.

Get Entrepreneur Training At SHECO

If you have prior work experience in a corporate environment, you can get certified as a MARS Partner and find full-time remote work or part-time work from home with top companies in India.

Don’t have a degree or work experience? No problem! You can learn how to how to build a financial consultant career from home – even if you’re just a 10th standard pass housewife or student.

With so many real ways to make money from home for free on the women-only SHEROES platform, this is truly the best-earning app for Android for women in India.

And the best part is that SHEROES is a women-only app that offers safe social networking to make friends with others women while trying out these ideas to make money from home.

But that’s not all. Besides all these legit ways to make money online, you can also get free online counselling for depression, relationships, domestic violence, health issues and more.

You can also get free career counselling for women in India from career professionals. Learn new skills, do online courses, attend workshops and more.

You can get free legal advice online in India for women from experienced advocates and lawyers on subjects like domestic violence and divorce.

Download the SHEROES app – the best online earning app in India for women – and get started on your journey of financial independence.

Rated 4.3 stars on Google play store

Kalpana's Story - From Shy Housewife To SHECO Ambassador

kalpana sheco business ambassadors

In the Women in Business Community on the SHEROES app, SHECO Partner & Mentor, Kalpana from Chennai, wrote:

When SHECO decided to create groups, I was invited to mentor one group of six members. Now it has grown to include more than 30 members and growing! My growth has been phenomenal – from being a shy person to mentoring more than 30 people. I even got a chance to represent SHECO on a global forum.

At SHECO, you have the able support of a team of professionals who teach you how to pitch, where to pitch, and most importantly, how to make foolproof marketing plans, including long and short-term goals.

Once you start showing results, SHECO promotes you on its very popular social platform handles including SHEROES Facebook, Twitter and Instagram.

The third advantage of joining SHECO is you get avenues for personal branding – just like I got to speak to an international and professional audience. These opportunities will get you more contacts that can be converted to your customer base and augment your earnings.

Ultimately your dream to become an entrepreneur will materialize, without even building a swanky office or a modern factory. And you will receive the due respect you deserve for your talent and intelligence.

3. WONK – Earn Money With Online Teaching Jobs

Have you always dreamt of teaching but didn’t know where to start? With the WONK online teaching app, you can learn how to become an online tutor from the comfort of your home.

Co-founded by Vidhu Goyal, WONK is India’s largest online and home tutoring booking app providing services all over India and across 5 continents. This side-hustle app for teachers even provides a complimentary course to help tutors improve their skills and effectiveness.

The WONK Team certifies a tutor for quality before onboarding them. Once certified, parents can book you directly and you can start earning as per your qualification and experience. You can teach for any grades between KG to 12.

Generally, tutors prefer to teach subjects in which they have completed their undergraduate or post-graduation studies. In the case of junior classes, you can choose to teach all subjects as long that you have the knowledge and understanding of the board and curriculum.

WONK provides complete flexibility to tutors to choose the number of hours and working days as per your convenience and tutors spend on average 4 to 8 hours every day to teach online.

The tuition fees for a teacher side-hustle depend on the subjects, board, and academic qualifications or teaching experience of the tutor. In the case of entrance exams, it also depends on subjects, profession etc.

As a WONK tutor, you can earn between INR 300 to INR 1000 on average per hour of teaching. On average WONK Tutors earn INR 40,000 per month. The amount you earn depends on the number of classes and subjects that you teach.

There is no specific age to start teaching online and the WONK platform has tutors aged between 65 to 75 years, who are doing very well and are admired by their students. They also have a high percentage of tutors from Tier-2 and Tier-3 cities.

As it offers genuine online teaching jobs, this is the best real money app in India for educators or even for students with some teaching or tutoring experience.

So, if you’re looking for lucrative side hustle ideas for teachers or for college students, learn more about the WONK app and get started with your teacher side hustle.

Rated 4.0 stars on Google play store

WONK Online Teaching App


4. Google Opinion Rewards – Paid Surveys For Cash

Get paid to do surveys and make money online with Google’s Opinion Reward app. This paid surveys for cash app was created by the Google Surveys team.

Because it is owned by Google, this is a genuine way to earn money for surveys and you can earn money on the app without investment.

To get access to paid online surveys to earn money, just register on the app and you’ll get a notification on your phone when a short and relevant survey is ready for you.

You’ll receive Google Play credit as a reward for completing online surveys to earn money. Just complete all the questions honestly and you’ll make money taking surveys.

On these Google apps that give you money, the questions can range from, “Which logo is best?” and “Which promotion is most compelling?” to “When do you plan on travelling next?”

When you get paid for surveys, you can earn Google Play credit up to ₹32.20 as a reward for each survey you complete and use it to purchase games, apps, movies, music albums, and more in the Google Play Store.

Interestingly, female users typically receive more top paid surveys than their male counterparts on this Google Play gift card earning app. While filling in the survey, you’re expected to be unbiased and completely honest.

If you’re under the impression that you can make money doing surveys by randomly answering the survey questions, you couldn’t be more wrong. These practices can be easily detected and, once that happens, fewer of these highest-paying online surveys will be sent to you.

But if you’re willing to answer the paid surveys honestly, you’ll find that the Google Opinion Reward app is one of the best cash earning apps created by Google.

Rated 4.4 stars on Google play store

earn money app paid surveys

5. Loco – Earn Money Watching & Playing Games

Watch gamers play games and earn money on India’s leading live game streaming platform for the Indian gaming community. Get paid to play games online for free with the Loco gaming app, one of the best game apps to win real money.

One of the many fun ways to make money from your phone is to play games and earn money. You can get money for playing games in your preferred language – Hindi, Marathi, Tamil, Telugu and Bengali – on the Loco online gaming app to earn money.

You can watch gaming videos and play free multiplayer games like Ludo, Carrom, Pool, and Bull Bash with your friends on Loco Arena using custom rooms and audio chat.

Or if you prefer, you can play Single Player Games like Bubble Shooter, Aqua Shooter, Tetroid, Knife Ninja, Solitaire, Merge Mania, Furious Road and test your skills by competing in tournaments to win Gold.

There are a lot of money-making games on Android and iOS that you can play and earn money online. It’s no wonder that this Indian money earning games app is immensely popular among teenagers.

Earn coins and redeem your gold into Google Play vouchers. Unfortunately, the amount of gold you get per day on this earn-money gaming app is limited and you need to earn a lot of gold to get the minimum amount, which can take you months.

The upside is that Loco gives you access to India’s best upcoming and top gamers live playing top games so you can follow, support, and engage with them.

Watch top esports tournaments with top teams like Soul, TSM-Entity, SynerGE, Mayhem, and IND. Also watch top gamers like MortaL, Viper, Sc0ut, Owais, Franky, Jonathan, and ClutchGod compete against each other for the top spot.

Watch the best skills, game tutorials, highlights, and other game videos of the top mobile and PC games or become a streamer on Loco. You can live stream games to build your own gaming community and become the next biggest eSports star of India.

Gamers love to play games and get paid on top money earning apps like Loco – one of the best play and earn money apps in India.

Rated 3.9 stars on the Google Play Store

money earning gaming app

6. Current Rewards – Get Paid To Listen To Music

Current Rewards is one of the free earning apps where you can earn cash simply by listening to music, or playing games and winning cash.

One of the best apps to make money fast, playing games from the top game studios, you also get paid to listen to free music from a selection of over 100,000 radio stations with the world’s top current songs.

This is currently the top cash rewards app to play music and earn money as it’s a subscription-free, music lock-screen earn money app that provides users with a seamless, free, music streaming experience.

Make money listening to music apps like Current Rewards, one of the best-earning apps for students and music lovers that come with built-in money making reward opportunities to help users cash in on their daily habits.

However, you do have to spend a lot of time on it to earn anything, as it costs 22,500 points to redeem a $10 Google Play gift card. You can also choose to redeem your earnings with PayPal gift cards, Amazon gift cards, Walmart gift cards, and Target gift cards.

You can also earn rewards by completing paid surveys, sharing opinions, inviting friends and shopping. So, if you love listening to music while working out or charging your phone, this is the perfect pocket money app to make a side income online.

Rated 4.4 stars on the Google Play Store

earn cash listening to music

7. Roz Dhan – Earn Paytm Cash With Games & Tasks

The Roz Dhan earn money app claims to be one of the best online earning apps in India. This Paytm money earning app offers multiple options to help you earn Paytm cash without investment.

Earn free Paytm cash online with Roz Dhan, the best Paytm cash earning app that gives you free money to register. You can sign up and get free Paytm cash of ₹50 just for logging into the app for the very first time.

This is also one of the best apps to make money fast, as you can earn Paytm cash for inviting friends, and earn money for installing apps, get paid for reading news online, or you can just play games and earn Paytm cash.

With this task earning app, you can also earn free Paytm cash by checking your daily horoscope, solving puzzles, visiting popular sites and completing paid surveys. But the best part is that Roz Dhan is one of the best Paytm earning apps that pay you to walk!

You can get paid to walk and earn money by counting your steps and converting them to money. Start burning calories and earn Paytm cash online with one of the most popular apps that give money for walking! Who can complain about that?!

On the Roz Dhan online earning app, you can withdraw your Paytm earnings – called Wallet Cash – to your Paytm account after logging into the app for two consecutive days, completing the “Instant Cash Tasks,” and reaching ₹200 in your RozDhan wallet.

According to Roz Dhan, their paise kamane wala app can help you earn hundreds of rupees in Wallet Cash every day while using this entertainment app. Who would mind downloading such entertaining apps to win free Paytm cash and earn money fast?

Rated 4.2 stars on the Google Play Store

free money earning apps for Android in India

8. EarnKaro App – Get Paid To Shop

Brought to you by Swati Bhargava, the co-founder of CashKaro, one of India’s best cashback apps, EarnKaro is one of the best online money making apps for shopping.

With the EarnKaro shopping app, you can get paid to shop and earn money from home by sharing deals with your friends and followers. You can simply turn ecommerce links into EarnKaro links and share them on your social channels.

A bit like affiliate links, a registered EarnKaro member can earn money by sharing deals from ecommerce websites showcased on EarnKaro’s app and website.

Influencers can create their own custom product link to share on this online money earning app. A lot of influencers are using EarnKaro to monetize their product recommendations and networks. When someone shops via your link, you earn ‘Profit’ in the form of real cash.

All your EarnKaro Profit can be transferred to your bank account, which makes this shopping app to make money an easy way for students, housewives, and online resellers to earn money from the comfort and safety of home.

Rated 4.0 on the Google Play store.

earnkaro free money earning apps for android in india

9. Honeygain App – Passive Income Apps For Android

Do you have a super-fast internet connection? Make money online with the Honeygain app for Android by sharing your Internet connection. This money earning app helps you earn passive income by sharing your bandwidth.

Honeygain App is one of the passive income apps that claim to allow you to earn passive income effortlessly through Default Network Sharing, or sharing your Internet.

The Honeygain App Content Delivery (CD) Beta is a new way to earn passive income that’s different from the Default Network Sharing and claims to provide a guaranteed flow of passive income for Honeygainers.

Content Delivery is yet another way to share the Internet connection that pays you not for the traffic, but for the time CD is active and your device is connected to the CD servers.

Content Delivery includes multiple types of bandwidth-intensive content such as images, videos, audio, streaming, heavy websites, IPTV, VOD, social media, or VoIP services. Your device storage will not be accessed as the app only uses your network.

As of 23 April 2021, Content Delivery is available in India, but it is only available on Windows and macOS desktop devices, not mobiles. This is because desktop devices usually rely on a Wi-Fi connection or unlimited data plans and have a more stable connection.

So, if you have a fast internet connection and are willing to share your bandwidth, download the Honeygain app that pays you for doing nothing, and make money online with one of the best passive income apps.

Be warned, however, that you cannot use a VPN while using the Honeygain app. In addition, it can use up your data pretty quickly and will also reduce your battery life, so only download it if you have an unlimited network connection and don’t mind the fact that your battery life will reduce.

The Honeygain app also offers a referral program through which you can earn a commission every time someone downloads the app using your referral link. Your Honeygain earnings are credited into your Paypal account.

Although it is not available on Google Play, you can access the Honeygain app free download for Android and Mac iOS devices at the link below.

Click here for the Honeygain App download for Android.

Honeygain App

10. Userfeel – Get Paid For Usability Testing

Make money testing apps with Userfeel that pays for remote usability testing on desktop, mobiles and tablet. Usability testing is the easiest way to increase a website’s performance. It lets businesses see their website through their users’ eyes.

The Userfeel app is used by testers in order to record the usability test. It asks you to participate in tests and you get paid to visit and explore new websites, perform simple tasks on the site and deliver feedback to earn money.

The app takes an initial “qualifications test” that is recorded for both voice and screen as you walk through given tasks. It records your screen and voice as they perform the test and uploads the video to the Userfeel server.

Each test lasts from 10 to 20 minutes and can be completed with your home computer or Smartphone. When you complete a test you get $10 through PayPal or Payoneer.

This earn-money app is a good platform for people who love testing new products and services to get paid, and one of the best Android apps to earn real money, but only if you’re eligible to become a tester.

If you want to become a tester and get paid for testing websites and apps, sign up with the Userfeel mobile app that pays real money. The better your rating, the more tests will be assigned to you.

Rated 4.1 on Google Play Store

Want to get paid to watch videos? There are also many side hustle apps for earning money by watching videos, but we have not included them here as they don’t have a good rating.

With smartphones becoming cheaper and free internet connections becoming accessible across India, we can safely say that money earning websites and apps are going to be the hottest work-from-home options for Indian moms who have time to spare.

As Anshul Sharma, CEO of fluper, an app development company in the USA, notes, “These money-earning apps won’t make you rich, but they’ll allow you to earn some pocket money or pay for your monthly phone bill. It’s always best to explore different money making apps for Android phones before zeroing in on one that you like.”

This list of online earning sites includes some of the best and latest money earning apps to make money with your Smartphone. You can use them to earn extra money or work full-time depending on your preference and your spare time.

These top money-making apps to earn money in India will pay you for reselling products, tutoring students, completing tasks, paid surveys, playing games, starting a business, and even help you find work from home jobs.

I hope this article on the top 10 money earning apps in India has helped you find ways to make money online with the best money earning sites and apps.

Download these real money-earning apps and try them out. They will help you use your Android Smartphone to make money fast and with no investment.

Also read:

Disclaimer: The ideas and strategies on this website are based on personal opinions. They do not and should not be considered as professional financial investment advice and should never be used without first assessing your own personal and financial situation, or without consulting your professional investment advisor. All investments, including real estate, are speculative in nature and involve a substantial risk of loss. We advise you to do your due diligence before acting on any information that we publish and do not, in any way, warrant or guarantee the success of any action you take in reliance on our statements or recommendations.

About the author:

Priya Florence Shah is the Group Editor at SHEROES and author of Devi2Diva, an emotional self-care book for women.

Disclosure: This blog contains affiliate or sponsored links. For more information, read our disclosure.

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